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By George Wood When you are involved in an online romance, the safety of chat and emails gives you plenty of room to have fun and explore new things. When the time comes to make that decision whether to meet the person you like online, its time to consider some serious factors and make some plans for going about it correctly. You know the risks of meeting someone from your online life. You can almost hear your mother saying, Are you crazy? But as someone once said, its the danger that makes it fun. If you have been enjoying an ongoing cyber-romance with someone and the physical logistics make it possible for you two to meet, the temptation to be in the same room with them, hear, see, smell, and touch them all at one time is almost overpowering. So when faced with that decisionif you should meet someone you talked to on lineyou have to weigh what you know so far and what you have done to lower that risk level and make it possible for this thing to happen. Your precautions Start thinking in advanceeven as soon as you meet your online romanceand begin to set up those cyber dates so the control of when and where you meet him or her always remains with you. You dont want to be surprised when you meet them because you spilled too much information during a chat and they were able to figure out where you lived. Some Resources There are three key resources that you should manage well from the time when you first start using the internet for your love life: your email, your online dating service, and your profile. Be wise in the email address you use for your dating life. The email address that you use for business or from your primary ISP should not be filled up with romantic emails. Plus if your first and last name are in your email address, that is too much information to give to those you flirt with until you do get ready to change the relationship to something real and personal. But there are dozens, if not hundreds, of resources for setting up an email account that you can carefully craft so it is not too revealing. Choose an email name that is clever and descriptive, but does not give out any personal information. Your profile is also a place to be very deliberate about what you reveal. You can put information in there that gives future lovers a good feel for the type of person you are, but not enough information to find you before you are ready to be found. Remember that with as little information as the city where you live, your profession or hobbies, a clever researcher can find out a volume of information about you. So be reserved with details and generous with insights about your heart and mind. Finally, do your homework on the online dating service you use. Make sure they have good privacy protections in place for you and that they take precautions to protect their members as well. If they are local or specific to your interests such as your religion or hobbies, that is perfect but also make sure they are well run. You can do some checking with your friends on services that work well for them. Once you have taken the precautions, your online dating life will be fun and exciting for you because you will know that your safety and security are well covered. Now you can relax, let your hair down, and do some serious flirting. DatingShare.com 100% free dating site and matchmaking service for singles. Plus provides free dating forums with relationship advice and dating tips. Article Source: http://EzineArticles.com/?expert=George_Wood http://EzineArticles.com/?Should-You-Meet-People-You-Talk-to-Online?-And-If-So,-How?&id=351522 unsecured loan rates hard money business loans personal loan for business purchase free examples of agreements between two people for a money loan

By Munir Moosa Career means profession, which we want to adopt for earning livelihood, and planning means proper flow or to make proper decisions. Pre- planning in our life plays very important role in every aspect of life, to work in a proper flow, and pre-planning for career, which we want to pursue in our future ahead after acquiring certain level of degree is also very necessary in todays competitive world. According to the Thorndike dictionary A goal that you desire to achieve in a selected field or occupation with a well-thought out plan, to get you there is called Career Planning. The world is now moving very fast, and the time has come when this meritocratic society accepts only those, having right qualification and right skills. Olden days are gone, when just a degree would help an individual to get high profile job by giving bribe or using some other mean. Now its high time, when the transparency in job recruitment has taken place. Challenges and competition are the part of todays society, and therefore, Career Planning is the only task, which can guide us to do what we want to do in our life, rather than just aimlessly changing job all the time in future. We have seen many Pakistani, who after completing Intermediate dont know where to go, what to do and we have also seen graduates, who aimlessly do graduation without any specialization. As a result, they earns just in 6-8 figures. Career Planning is one of the broader aspects of learning in our existence. We all have some intentions and we all think to have stability in our future lives, and for that purpose, CAREER PLANNING serves as a key to success. Career Planning makes a person to think suitably about their positive and negative aspects. All about their interest, about their creativity becomes possible through proper analyzing ourselves. Career Planning basically starts, when a person finishes Secondary/ Higher Secondary level of education. After that level, a person could opt for that educational degree, which would help them out to have a good job opportunity according to their skills at the right time. Career Planning helps us to design and formulate our future smoothly. Like, If a person wants to be a banker, then he or she would choose to go for ACCA or CA or MBA in finance after completing Intermediate in commerce and Graduation in commerce/ business administration.. Else he/ she would go for CAT course or Masters in Commerce or even upto doctorate level. This pre-planning would be effective and would give him/her benefits after achieving educational targets effectively. It also helps us to evaluate our own personality, which helps us to know that which kind of job would suit us according to our need and capabilities. In short, Career Planning is like mapping our future. Without proper planning, no one could think of getting a desired job in future. Think what we want to do and finding out more about the kind of training, education, and skills we will need to achieve our career goal is the core objective of career planning. It help us knowing the nature of the jobs that interest us, such as educational requirements, salary, working conditions, fringe benefits, promotion chances, future prospectus, and help us focusing in the right dimension. Career planning directs us, motivates us, and helps us to accomplish what we want. A career goal is a specific vision such as an architect or a teacher or a career goal can be a particular field, which we want to work in, such as Media, Education, Medicine, Engineering etc. For those who will think about their future and career after completing education without any long term desired goals are the one, whose all attempt might end in smoke. There are some cases and situation, which bound a person to pre-plan in advance, such like family high family business status, lack of interest in studies or traditional job, low motivation, low financial status etc or some past educational traumas, which had made a person to plan after wards. Career planning is a life time process we are always learning and growing, and as we do, our interests and needs also change. Career planning is not just making plans to obtain our career, but it also help us to make many adjustments there will be along the ways we learn throughout our lives. Those who have successful careers like educators, business man, manager, pilot, architect, banker, doctor etc are the one, who has made their ways through proper guidance. No doubt, that our parents have some wishes and expectations from us, but we have our own too. Therefore, we should also consider others opinion. For that we could take guidance from an educational counselor to get better guidance towards new dimensional fields as well. Teacher, professionals, career guidance websites, Head educational consultants can also guide us, to have a better approach for our future. We must have freedom of speaking and freedom of choosing our career as we have to lead our lives which interest us. We must try to have an open mind in order to choose the right career on right time. According to one renowned professor, Few of us like to opt for those degree courses, which their family or friend has advised them to adopt and this inappropriate knowledge trapped them into a great mistake and In this way, they are unable to get good job opportunities according to their interests. Only Proper Career Guidance would help an individual to be on the right path before hand. Few of us try to seek the right path and take guidance from family or teacher to tell them what is good for them, which career is in demand and which career suits their interest. The future is un-predictable, however, we could still make our place in this meritocratic world by making career goals and plans in advance, for getting better opportunities in todays pluralistic and globalize world. We must pre-plan our goals under the supervision of professionals in conscious state of mind, so that we could strategically maintain our goals and follow it towards the path of successful future. Munir Moosa Sewani is one of the famous, prominent and creative name in the field of Education since 8 years. He is a Master Trainer In Special Education, Post Graduate, Teacher Educator and a Teacher. He is a Freelance Writer and Photographer too. He is an author of the famous self-published storybook for children named as “The MORAL STORIES FOR CHILDREN” and has also written Biology course book for Secondary Classes. He has written almost more than 20 articles on social, health, educational and cultural issues, which are internationally recognized and published in most of the famous world wide websites, magazines and newspapers. He is also a Social worker, private tutor, career counselor, musician, lyrics writer and have multi- dimensional talents. His future plan is to write dozens of informative books and articles and to work for education and media also, in order to develop the sense of understanding many dimensions of life through his creativity. Article Source: http://EzineArticles.com/?expert=Munir_Moosa http://EzineArticles.com/?Importance-of-Career-Planning&id=407034 payday a finance simulation goodhart-wilcox purpose of sba express loan instant approval cash advance wilmington baton rouge bad credit used car loan

By [http://ezinearticles.com/?expert=Alen_Wilson]Alen Wilson Finding the right mobile phone plan is not an easy task. Competing carriers, features, prices, incompatible phone technologies and rebates all serve to confuse the mobile phone shopper. Various points are to be considered while choosing an appropriate mobile phone service provider and mobile plan. Ask yourself these questions: how much you use your phone, what time of the day will you make most of your calls, which mobile network is used by most of the people you are likely to call and what kind of services do you want on your mobile? With so many mobile service providers, prices changing so often, any information would quickly become out of date. Try to find the updated information by referring to retailers. Your best deal would depend on your needs and usage pattern. Explore the different mobile phone companies websites, mobile phone shops and find out more about their network coverage. The different plans you can choose from are: Prepaid plans: Prepaid involves paying upfront for a number of minutes. Most of these plans have minutes that expire after one or three months. Youll have to pay before making calls, with a credit card or debit card. There are no monthly contracts, credit checks or minimum contract period. Monthly contract: In this plan, you are billed for calls and monthly subscriptions, typically for a minimum contract period of at least 12 months. There is a wider choice of services and handsets in this plan. Moreover,call charges and handsets are generally cheaper. Normally, you get inclusive call minutes, which is included in your monthly subscription and you are not charged for it. Pay up front: In this plan, you are billed monthly, so you can see where your money is going. You are not charged monthly subscriptions; and call charges and the price and range of handsets are similar to prepay. Apart from choosing the right mobile phone company and tariff for your usage pattern, you should know how to control the cost of your mobile service. You may be able to save money by opting for a tariff having the inclusive call minutes cover all networks and charges for calling different networks do not vary much. Find out exactly how you can get more for your money. Find if the inclusive call minutes you are getting cover calls to people on other networks as well as yours, find out if the calls to retrieve voicemail are free, can you buy add on services to save your money overall, for how long will any unused inclusive call minutes in one month be carried forward. If you usually use your mobile phone abroad, keep in mind that calls and text messages can cost much more, especially if you have a prepaid service. You will also have to pay to receive calls when abroad. So keep yourself informed about the details of charges and services that are available from mobile phone companies before choosing your mobile service provider. Alen [http://www.mobilerainbow.co.uk]Mobile Deals [http://www.mobilerainbow.co.uk/simfreephone.asp]Sim Free Phones Article Source: http://EzineArticles.com/?expert=Alen_Wilson http://EzineArticles.com/?Choose-Right-Mobile-Phone-Plan&id=146159 personal collateral loan corpus christi online car loan payday loan settlement companies loans for online college

By Susan Jan Gardening is a wonderful and relaxing hobby enjoyed by many all over the world. People who enjoy gardening often feel a deep-rooted sense of calm and tranquility, and they also forge a stronger connection with nature. There are many types and forms of gardening. Organic gardening is a unique method of gardening and allows the gardener to really bond with Mother Nature. Organic gardening really gets down to the basics of growing fruits and vegetables, using only what Mother Nature provides. Container gardening is another way of gardening and allows many people who do not have their own garden to still enjoy gardening using pots and containers. Container gardening is a great way to decorate and accentuate your house and your outdoor area. Plant containers such as clay urns, metal pans, terra cotta pots, wine tubs, wood boxes, bath tubs, glass bowls, wire baskets, sisal rope planters, cement hollows etc. all work well. You want to be sure to have an assortment of beautiful flowers and plants of varying heights as well as shapes and textures when planning your garden. Organic gardening requires much more attention and involvement in the whole process. When you grow the plants organically, you do not add any artificial or chemical substances to the soil to avoid their negative health consequences. In organic gardening natural compost is needed to fertilize the soil. Natural compost is derived from plant, fruit or kitchen waste and contains no harmful chemical pesticides in it. Whether you go for container gardening or organic gardening, the preparation and gardening methods are pretty similar. After you decide on what type of gardening you want to do, prepare your spot and soil for planting. You must remove all weeds, grass, stones, etc using various gardening supplies or herbicides. When this is completed, you can plow the planting area and add nutrients such as manure, compost, peat or sand to the soil. If your soil is too sandy, you will need to add compost to give it the necessary nutrients it needs. Gardening supplies are essential for good gardening. They make gardening easy, and there are certain gardening supplies that gardeners find indispensable, including gloves, spade, scissors, pruners, levelers etc. Make sure to buy good quality gardening supplies for ease of use, such as gardening gloves made of high quality leather, and gardening spades or pruners made of stainless steel. To learn more about Gardening, visit Susan’s sites at love-gardening.info, gardening-club.info and gardening-fun.info. Article Source: http://EzineArticles.com/?expert=Susan_Jan http://EzineArticles.com/?Find-Peace-And-Happiness-Through-Gardening&id=230590 poor credit loan secured personal loans payday lottery bad credit loan calculator

By John Symonds Gardens have been around since a long time, although recent developments have introduced many intuitive ideas for designing wonderful gardens. For example, a combination of concrete bricks and vinyl fencing is enough to create a garden worth admiring. Garden designs have been split into two types in modern days: informal and formal gardens. In some cases it can be hard to establish the difference between the two types. Formal Garden - Oriental Oriental gardens may seem very informal at first but that is not the case. These gardens are very formal and they use the space available for different elements with care and purpose. In many opinions oriental garden is seen as the ultimate of beauty and style. The mixture of stones, plants and water are carefully picked to highlight the different areas that are within the garden. Everything that is chosen has meaning attached to it. And finally another feature of this type of garden is that nothing is overdone, it is kept as it is likely to be found in naturally. Paradise An alternative type of formal garden is the Paradise garden, which came from Islamic history. This is built keeping in mind on thing which is to stimulate all five of our sense. For example you will hear the water running down in a stream or waterfall, you will smell the essence of the flowers, see the bright colors, eat the fruits growing in your garden and feel the plants’. Informal Gardens When you see a garden built within an existing marquee of trees, that is when you have seen an informal garden. These trees are used as a starting point to create the plan for the garden, they can be used as a direction to create a walk path within the garden. Then the rest of empty spaces can be filled with plants that do not need sunlight. A small area for pond can put a brilliant touch to finish the garden off. To summarise you need to keep open to the various opportunities available for you, do not do what your neighbours are doing, do what you want to do. At the end of the day only you can decide on your dream garden, it does not have to be either a informal or formal garden design. It comes down to personal taste and what you would love to be in your garden. All you need is just your imagination. We have various garden information sites one is Garden Design and another one is Indoor Gardening Article Source: http://EzineArticles.com/?expert=John_Symonds http://EzineArticles.com/?Garden-Design&id=535086 cash advance jasper texas cash advance resources usa benefits no fax payday loans worse payday loan companies

By Jose D Ramon Building better relationships, means building a better life for ourselves and a Better Universe at the same time. Family, social, business relationships are fundamental for our development and wellbeing. Developing and maintaining relationships is essential for our success at every level of our lives and our activities. Relationships demands many things from us. There is still people who believe we have automatic knowledge and skills to have perfect relationships. In fact, even those of us who have been taught to manage and sustain healthy relationships have difficulties from time to time. In fact, we have to improve every day. Besides being healthy, our relationships must be effective. Which means we have to relate to people with whom we have common goals, and must be result oriented. That is why we strive to relate to successfull people like: Bill Harris, T. Harv Ecker, Kevin Wilke, Joe Vitale , Mike Filsaime, Matt Gill, Chriss Attwood, Shawn Casey, Joel Christopher, Tellman Knudson, Patric Chan, Peter Hearfield, Dan Kuschell, John Reese, Yanik Silver Jeff Walker, Ewin Chia, Terry Dean, Chuck Daniel, Jay Conrad Levinson and many more. If you know of other successful individuals and organizations, please let us know. Together we will create a Better Universe by creating more and better relationships. Jose Damaso Ramon opportunity4u@gmail.com http://All4Webs.com/4/7/nitromill My name is Jose Damaso Ramon and I am an Internet Marketer. I feel my mission is to help myself and other Internet Marketers get all the knowledge needed for a successful Internet experience. Opportunities are for those of us who are open minded enough to keep our mental radars ready to grab that empowering knowledge that will take us into a higher level of achievement Article Source: http://EzineArticles.com/?expert=Jose_D_Ramon http://EzineArticles.com/?Relationships&id=192625 easy no fax payday loans payday loans banks reluctant to loan money fax loan new no payday free money for student loans

By [http://ezinearticles.com/?expert=Candy_Arnold]Candy Arnold Sooner or later a friend, relative or stranger in need will have a medical emergency and you must summon someone who can help immediately. Every second is crucial in a life-threatening medical emergency. Its a comforting thought to know that you can call 911 in the United States and Canada to get immediate help. You need to be prepared for an emergency and being prepared to call 911 is no different. You must think ahead. Preparing for the day when you have to make that dreaded cell phone call is quick and easy. Make sure you can pick up your cell phone immediately anywhere, anytime. You may lose precious seconds if it is in another room or you have to fumble around in all the stuff in your purse to find it. An attachable carrying case can be a lifesaver if you are outside watering your plants when an emergency happens. Many medical emergencies happen in the middle of the night, especially with seniors. Consider putting your cell phone on the night stand beside your bed or somewhere close enough that you can hear and reach it immediately if someone calls and needs your help. Make sure the cell phone is charged at all times. This may sound obvious but it needs to be part of a plan. Follow your phone manufacturers guidelines and make charging a part of your routine. Try charging your phone at a time when you cant hear it anyway, like when you are in the shower, then check for important messages. Most manufacturers offer chargers for your car that plug into the cigarette lighter. This can be a great alternative to charging your phone at home if you spend a great deal of time on the road or are on vacation. Cell phones are particularly valuable for seniors and the disabled. If you care about the health of a loved one, make sure they carry a cell phone with them at all times. This is a true story: A woman aged 90 with a history of medical problems was living independently in her own home. Her daughter had bought her a cell phone and urged her to keep it with her at all times. One night at 3:00 a.m. the woman was making herself a snack and fell asleep in her chair. She fell to the floor and broke her hip. Dazed, in shock, in pain and unable to move she used her cell phone to call her daughter who immediately called 911. An ambulance took her to the hospital emergency room where the doctors performed surgery to repair her hip. Thanks to the daughter, a cell phone and an expert team of medical professionals the woman is able to walk again and lives in her own home. If you can afford a cell phone, by all means get one. Most companies offer inexpensive plans. If you are not hi-tech oriented, cell phones are not difficult to use. Learn how to make and receive a call. Thats all you need to know in an emergency. Copyright 2006 Candy Arnold Candy Arnold is an author and artist. Her career in catering and hospitality management spanned 30 years in hotels across the U.S. She draws on her own experiences to write ebooks and hard-copy books that help others. Candy now lives in the Tri-Cities, WA with her family. For additional information on emergency preparedness visit: http://www.accentshade.com/actnow/ Article Source: http://EzineArticles.com/?expert=Candy_Arnold http://EzineArticles.com/?How-to-Use-a-Cell-Phone-to-Save-a-Life&id=294660 how long does it take for cash advance to appear on your credit card personal payday loans free money loan sharks easy to get personal loans

By Mike Shery Long term care facilities and residents doctors should consider combining medication treatment with psychological and behavioral approaches, such as strength-embedded psychotherapy, for a range of psychological disorders. Currently, psychiatrists and primary care providers in long term care are prescribing drugs and more drugs as the only treatment for psychological disorders. But the addition of Strength-Embedded Psychotherapy (SEP) is a targeted way to change behavior in the direction of strengths and improve results for residents. If a resident develops a frozen shoulder or blows out a knee, the orthopedist would refer him/her to physical therapy, prescribe an NSAID, and, if needed, consider surgery. In mental health, we owe our patients nothing less than the same multimodal approach. Adding psychotherapy to a drug regimen, in this sense, is the mental health equivalent of taking of a multi-modal approach to treatment. In long term care and elsewhere physicians are comfortable writing prescriptions because they believe drugs will affect the functioning of the brain, thereby, improving symptoms. But so does psychotherapy. In fact, preliminary evidence suggests that some types of psychotherapy work, in part, by changing the physiological dynamics of the disorder. In so doing, psychotherapy, when combined with medication therapy, offers residents the best chance of returning to more normal functioning. For example, in long term care, a psychiatrist might choose to use a combination drug/psychotherapy approach for a resident with obsessive-compulsive disorder (OCD). S/he might start the resident on a serotonin reuptake inhibitor, while, simultaneously referring the resident to the house psychologist for strength-embedded psychotherapy. If the patient responds early and well to the psychotherapy, the physician may not have to increase the medication, thereby limiting the side effect possibilities. But if the patient does not respond quickly to the psychotherapy or has multiple co-morbid conditions not targeted by it, the physician could then consider increasing the dosage of the drug. This type of combination is a treatment protocol that is comparable to the default model used in the rest of medicine. The problem is that psychiatric professionals in long term care and elsewhere simply neglect it. One factor is the structure of our mental health system. Insurers don’t often offer payment for integrated care that includes combined-treatment approaches and alliances with other providers that are evidence-based. Also, our society tends to be pill-happy. The pharmaceutical industry contributes to that by aggressively promoting its products through direct-to-consumer advertising that creates the impression that their products will bring quick results. Unfortunately, there is no pharmaceutical industry equivalent that promotes psychological and behavioral approaches. And the healthcare industry has yet to embrace disease management models in the treatment of psychiatric disorders that include evidence-based psychosocial treatments. As a result, residents are mainly prescribed only drugs or several drugs in combination to treat psychiatric disturbances. Such interventions are helpful, but they could be more effective and less risky if psychotherapy were part of the central treatment mix. Psychiatric treatment in long term care and elsewhere is comparable to treating diabetes without addressing diet and exercise or treating an injured joint without prescribing physical therapy. Similar to the treatment of other chronic illnesses, combining psychotherapy and pharmacotherapy would usually require collaborative treatment between psychologist and psychiatrist or attending physician. Combined treatment is beginning to show better and better results in research studies. In several areas combined therapy is found to produce better results than either treatment alone. As more results like these continue to emerge, it will become hard for professionals in long term care to ignore. However, there is enough data now to warrant moving this enlightened approach forward. We need to demand that the better treatments be made available to our residents in long term care. As long term care professionals continue to hear about the promising results generated by psychotherapy, they will start demanding that this type of treatment be made widely available to their residents. This will likely require further utilization of the house psychologist to implement and design the psychological treatment plan. It’s time that we as health care and long term care professionals figure out ways to offer strength-embedded psychotherapy to residents who could benefit from this type of targeted behavioral approach. Dr. Michael Shery is the founder of Long Term Care Specialists in Psychology, a mental health firm specializing in consulting to the long term care industry. Its website, WWW.NursingHomes.MD , provides state-of-the-art mental health treatment, facility staffing and career information to long term care professionals. To get a copy of the special report, How to Reduce Residents Depression with Strength-Embedded Counseling, click drmike@nursinghomes.md. Put Special Report in the subject field. Reprint Instructions Box: You may reprint this article only in its entirety and as long as you leave all links in place, dont modify the content and include the resource box as listed. Article Source: http://EzineArticles.com/?expert=Mike_Shery http://EzineArticles.com/?To-Long-Term-Care-Professionals:–How-to-Dramatically-Improve-your-Residents-Psychiatric-Care&id=51375 undecured personal loan payday loan auto loan poor credit jhonny paycheck the great donut robbery

By Daniel Wadleigh A smart way to elevate yourself above the competition and get the sale in the first place is from packaging products/services. If you offer valuable items, bundle them with a single price for both; don’t break out the prices for each one unless they ask. When you do this, you will appeal to 75% of the marketplace. (25% only want the lowest price for what they expected; more on that later) It’s a good idea to still offer the single items for those “control freaks,” but 1st offer the bungled rate. If you sell cars, bundle with a trailer. If you sell chiropractic, bundle with some supplements. If you sell food, bundle with sauces and instructions. (the fast food industry took off with “combos”) If you sell lawn-care, bundle with flowers and fertilizers. If you sell horses, bundle with saddles and lessons. If you sell diamond rings, bundle with matching earrings. If you sell hats, bundle with matching belts/buckles. They want the extras. The justification of a discount or added value assists them in making the buy decision from you instead of your competition. Daniel Wadleigh is a nationally published marketing consultant and has programs for start-up and existing businesses including effective web sites, e-mail/database, other non-internet ways to drive them to your website, and low cost ways to get more new customers. Go to: http://www.more-new-customers.com to get free copy of “Marketing to Men vs. Women- the 8 different responses” and a Free copy of “Market Research- 7 Questions to Ask to Start-up and 7 to Ask to Improve Any Business.” Article Source: http://EzineArticles.com/?expert=Daniel_Wadleigh http://EzineArticles.com/?Packaging-Products/Services&id=140583 what is a sba 7a loan program no fax low fee payday loans poor credit refinance loan guaranteed personal loans

By Ron LeBlanc Have you asked yourself that question lately? I did and I decided the answer was yes. Let me tell you what led up to it. I have been using realtors to purchase some of my investment properties. The Multiple Listing Services can be a great place to find properties, and one has to be a licensed realtor in the US to access them. Im not sure what the laws are in other countries, so this discussion will be of only the US. Each time I buy a property, the realtor collects almost 3% at the closing, and in order to sell properties quickly, I also list with a realtor and pay almost 6%. I always assumed it was a real pain to go through the process to become a realtor, and besides, I am a real estate investor why would I want to be a realtor? A realtor that I used where I live in Boulder told me I should get my license just to invest in real estate. He explained that in Colorado I could do an online course for as little as $795 and take the exam then host with Keller-Williams for way under $100 per month. I never realized it would be that inexpensive. When he also explained that after my first few deals that there was NO SPLIT on personal deals I was sold! One of the things we investors like to do is get cash at closing. I have my strategy to do just that now! I have a financer who does 100% investor financing and now I can collect the buyers agent commission at closing! Cha-ching! Selling my properties is easy because I can do my own listing on the MLS and not pay a listing agent fee. I would say an equally compelling reason I chose to become a realtor is for the access to the MLS. You might say that is not important, but even when you are buying a for sale by owner or FSBO, you must have a good idea what it is worth. No one can know all possible neighborhoods, so if you want to do a lot of shopping, you have to run a lot of comparables. Some realtors may run several for you some may run quite a few, but I like the idea of sitting down myself and doing my own market analysis. Yes, I know there are other ways of getting data, but nothing beats the MLS for convenience. I trust my own analysis over anyone elses, so the access to data means a lot to me. That is why I made the decision to get my license. I get more information and control and the cost is recovered in just one personal deal. Yes, there is a time commitment to a company, but it will not deter you from your investing activity. If you disagree with me and want to use a realtor, then if you are anywhere near Boulderby all means call me Copyright 2006 Ron LeBlanc Ron LeBlanc is a real estate investor who is a licensed realtor in Colorado. He gets a huge charge out of helping people through the fear and hurdles of attaining financial independence. He lives with his wife and 2 boys in Boulder, Colorado - the best place on Earth to live. Visit him at http://www.boulder-realestate-investors.com Article Source: http://EzineArticles.com/?expert=Ron_LeBlanc http://EzineArticles.com/?Should-You-Become-a-Realtor?&id=147784 fort worth bad credit small business loan texas bad credit bankruptcy car loan sba loan for coal bed methane recovery can project payday really make you money